Growers contemplating changes in the structure of their farming operations as a result of newly announced commodity program eligibility and pay limit rules should strive to have such changes in place before finalizing their 2009 crop insurance policies.

Growers need to be aware that even though the Farm Service Agency has extended the window during which entity structures can be altered for the 2009 crop, the Risk Management Agency has not made a similar announcement.

The dangerous water for growers who do make a change in their entity structure at FSA after March 15 and establishing their crop insurance policy under a different set-up is the potential termination of insurance coverage on all of their farms.

Anyone contemplating a change in their entity or farming structure is advised to try and get those changes put in place before March 15.

Getting this work done before the crop insurance sales closing date will help mitigate the chance that entities referenced on a growers insurance documents and the entities on file at the county FSA office match. If you have questions, contact your insurance agent.